Terms of Service

1. Acceptance of these Terms

These Terms of Service (the “Terms”) are a binding agreement between you and MaxPoints LLC (“MaxPoints,” “we,” “us,” or “our”) governing your access to and use of MaxPoints websites, applications, APIs, browser extensions, communications, and related services (collectively, the “Services”).

By creating an account, signing up for, accessing, or using the Services, you agree to these Terms and acknowledge that you have read and agree to our Privacy Policy. If you do not agree, do not use the Services.

2. Eligibility and accounts

You must be at least 18 years old and legally capable of entering a contract to use the Services. You agree to provide accurate information, keep your account credentials and devices secure, and promptly notify us of suspected unauthorized access. You are responsible for activity conducted through your account.

We may refuse registration or suspend access when reasonably necessary to protect the Services, our users, or third parties.

3. The MaxPoints service

MaxPoints provides tools and information intended to help users understand rewards programs, compare card benefits, organize travel, and explore potential ways to use points. Availability, valuations, offers, eligibility rules, and third-party program terms can change at any time. You are responsible for confirming current information directly with the applicable card issuer, loyalty program, merchant, or travel provider before acting.

We may add, change, or discontinue features. We do not guarantee that any particular offer, redemption, benefit, itinerary, or outcome will be available or suitable for you.

4. Entertainment and informational purposes only

MaxPoints is not a bank, lender, financial institution, financial adviser, broker, credit repair organization, or financial technology (“fintech”) company. The Services and all recommendations, estimates, comparisons, and other content are provided for general informational and entertainment purposes only. Nothing in the Services is financial, investment, tax, legal, credit, or accounting advice.

We do not issue cards, extend credit, hold funds, process payments, guarantee approval, or act on behalf of a card issuer or loyalty program. You remain solely responsible for financial decisions, applications, fees, interest, taxes, credit impacts, and compliance with third-party terms. Consider consulting a qualified professional about your individual circumstances.

5. Third-party services and offers

The Services may display or link to third-party products, offers, booking providers, card issuers, loyalty programs, or websites. Those third parties are independent of MaxPoints, and their terms and privacy practices govern your interactions with them. We are not responsible for third-party content, availability, decisions, products, services, or acts. We may receive compensation when you use certain links, but compensation does not guarantee that an offer is best for you.

6. Fees, subscriptions, and cancellation

Some features may require payment. Prices, billing frequency, trial terms, and renewal details will be disclosed before purchase. Unless otherwise stated, subscriptions automatically renew until canceled. You may cancel through the account or billing controls made available in the Services; cancellation applies at the end of the current paid period. Except where required by law or expressly stated at purchase, payments are nonrefundable.

7. Acceptable use

You may not:

• use the Services unlawfully, fraudulently, or to harm others;
• interfere with, probe, overload, or bypass the security or access controls of the Services;
• scrape, copy, reverse engineer, or commercially exploit the Services except as permitted by law or our written authorization;
• submit malicious code, impersonate another person, or access an account without permission; or
• use automated means in a manner that degrades the Services or violates third-party rights or terms.

8. Intellectual property and feedback

The Services, including their software, design, text, graphics, trademarks, and original content, are owned by MaxPoints or its licensors and protected by law. Subject to these Terms, we grant you a limited, revocable, nonexclusive, nontransferable license to use the Services for personal, noncommercial purposes. If you provide feedback, you grant us permission to use it without restriction or compensation.

9. Disclaimers

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” MAXPOINTS DISCLAIMS ALL EXPRESS OR IMPLIED WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AND AVAILABILITY. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR THAT INFORMATION OR ESTIMATED POINT VALUES WILL BE COMPLETE, CURRENT, OR ACCURATE.

Content created or assisted by artificial intelligence is also subject to our AI Content Disclaimer.

10. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MAXPOINTS AND ITS MEMBERS, OFFICERS, EMPLOYEES, CONTRACTORS, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, DATA, REWARDS, OPPORTUNITIES, OR GOODWILL, ARISING FROM OR RELATED TO THE SERVICES. OUR TOTAL LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICES OR THESE TERMS WILL NOT EXCEED THE GREATER OF $100 OR THE AMOUNT YOU PAID MAXPOINTS DURING THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM. Some jurisdictions do not allow certain limitations, so portions of this section may not apply to you.

11. Indemnification

To the extent permitted by law, you agree to defend, indemnify, and hold harmless MaxPoints and its members, officers, employees, contractors, and agents from claims, damages, losses, liabilities, and reasonable costs arising from your misuse of the Services, violation of these Terms, or infringement of another person’s rights.

12. Suspension and termination

You may stop using the Services at any time and may request account deletion through available account controls. We may suspend or terminate access if you materially violate these Terms, create risk or legal exposure, or if we discontinue the Services. Provisions that by their nature should survive termination—including ownership, disclaimers, liability limitations, indemnification, and dispute provisions—will survive.

13. Governing law and disputes

These Terms are governed by the laws of the State of Colorado, without regard to conflict-of-law principles. Any dispute arising from these Terms or the Services will be brought exclusively in the state or federal courts located in Arapahoe County, Colorado, and you and MaxPoints consent to their jurisdiction and venue. Nothing in this section prevents either party from seeking appropriate injunctive or equitable relief.

14. Changes to these Terms

We may update these Terms from time to time. We will post the revised Terms and update the effective date, and will provide additional notice when required by law. Your continued use of the Services after revised Terms take effect constitutes acceptance of the changes. If you do not agree to revised Terms, you must stop using the Services.

15. General terms

These Terms and the Privacy Policy constitute the entire agreement between you and MaxPoints regarding the Services. If a provision is unenforceable, it will be modified to the minimum extent necessary and the remaining provisions will remain effective. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; we may assign them as part of a merger, acquisition, reorganization, or sale of assets.

16. Contact us

Questions about these Terms may be sent to: